If you've received a payment link from a vendor or business that uses Melio, paying them is quick and straightforward. Melio offers multiple ways to pay, so you can choose whichever is most convenient for you.
This guide covers each payment option available to you:
Paying with a card
Follow these steps to make a payment to your vendor using your card:
1- Open the link your vendor has sent you.
2- Enter the Payment details, then select Continue to pay.
- Mandatory details:
- Amount
- Optional details:
- Invoice #
- Note to the vendor
- Uploaded file of the invoice or supporting documentation.
If you received a payment link with specific invoice information, these details will be pre-filled for you. You can continue to the next step.
3- Select Card as your payment method.
4- Enter your Card details.
5- Enter your Billing address. As you begin typing, suggested options will populate in a dropdown list. Once you find the correct match, select it.
6- Confirm the populated Billing address is correct.
7- Select the Debit date. An estimated delivery date will be displayed based on your selection.
8- Choose the Payment purpose.
If you choose Paying as a business, you will have the option to save your payment details for future payments by checking the checkbox.
9- Review the card fee that will be charged to you.
10- Select Confirm and pay.
11- A verification code will be sent to the email address entered under Card details. Check your inbox and enter the code.
Once a verification code is sent, it is valid for 5 minutes. After 30 seconds, you can request a new code if needed.
12- Once the code is verified, you will be brought to a Payment scheduled confirmation page.
That's it! Your card payment is scheduled, and you can review the payment details on the confirmation page.
Paying with a bank account (ACH)
Follow these steps to make a payment directly from your bank account:
1- Open the link your vendor has sent you.
2- Enter the Payment details, then select Continue to pay.
- Mandatory details:
- Amount
- Optional details:
- Invoice #
- Note to the vendor
- Uploaded file of the invoice or supporting documentation.
If you received a payment link with specific invoice information, these details will be pre-filled for you. You can continue to the next step.
3- Select Bank as your payment method.
4- Enter your Contact details.
5- Enter your Billing address. As you begin typing, suggested options will populate in a dropdown list. Once you find the correct match, select it.
6- Confirm the populated Billing address is correct.
7- Under Payment details, choose the Payment purpose.
8- Select Connect bank account.
9- A verification code will be sent to the email address entered under Contact details. Check your inbox and enter the code.
Once a verification code is sent, it is valid for 5 minutes. After 30 seconds, you can request a new code if needed.
10- Once the code is verified, you will be prompted to connect your bank account with Plaid. Follow the on-screen instructions, and check out these help center articles for more details:
- How to connect your bank account instantly
- How to verify your bank account with micro-deposits in Melio
You can find out more about Plaid here.
11- Once your bank account has been connected, select the payment Debit date. An estimated delivery date will be displayed based on your selection.
You can save your payment details for future payments by checking the checkbox.
12- Select Confirm and pay.
13- You will be brought to a Payment scheduled confirmation page.
That's it! Your payment using your bank account is now scheduled, and you can review the payment details on the confirmation page.
Paying with saved details
If you've saved your payment details from a previous payment, you can reuse them to make a new payment quickly and securely by following these steps:
1- Open the link your vendor has sent you.
2- Enter the Payment details, then select Continue to pay.
- Mandatory details:
- Amount
- Optional details:
- Invoice #
- Note to the vendor
- Uploaded file of the invoice or supporting documentation.
If you received a payment link with specific invoice information, these details will be pre-filled for you. You can continue to the next step.
3- Find the Email address field and enter your email.
4- You will see a verification message popup. Select Verify.
5- A code will be sent to your email inbox. Check your email, and then enter the 6-digit verification code on the screen.
Once a verification code is sent, it is valid for 5 minutes. After 30 seconds, you can request a new code if needed.
6- Your saved payment method will appear.
If you would like to change the payment method, select the three-dot-icon, and then Delete.
7- Select the Debit date. An estimated delivery date will be displayed based on your selection.
8- Select Confirm and pay.
9- You will be brought to a Payment scheduled confirmation page.
That's it! You successfully made a payment using your previously saved payment method, and you can review the payment details on the confirmation page.