Yes, Melio charges fees for various payment and delivery methods, and it offers both paid and free subscription plans.
Our comprehensive suite of features is designed for:
- Businesses seeking flexible payment options and improved cash flow.
- Teams who need efficient processes and high productivity.
- Organizations looking for enhanced control over their payment operations.
You can choose and adapt Melio to your business's specific needs: whether you prefer a monthly, annual, or pay-as-you-go plan, you can find the right one for your business. Learn more about Melio’s different offerings.
Here’s a breakdown of our fees (in addition to a subscription fee if applicable):
Payment method | Delivery method | Cost |
ACH bank transfer |
ACH bank transfer |
Go: $0.5, 5 free payments per month Core: $0.5, 20 free payments per month Boost: $0.5, 50 free payments per month |
Paper check | $1.50 per check | |
Fast check | $20 fixed fee | |
Fast ACH bank transfer | 1% (max $30) | |
Instant payment | 1% (max $100) | |
International payment in USD | $20 fixed fee | |
International payment with a foreign currency | Conversion rate | |
ACH bank transfer or card | Debit card | 1% paid by the vendor |
Card | ACH bank transfer | 2.9% fee |
Paper check | 2.9% fee | |
Instant payment | 2.9% fee +1% cap of $50 | |
Fast check | 2.9% fee + $20 fixed fee | |
Mastercard or Visa credit card | International payment in USD | 2.9% fee + $20 fixed fee |
Mastercard or Visa credit card | International payment with a foreign currency | 2.9% fee + Conversion rate |
Where to find the fees for the payments?
You can see the fees for your scheduled payments in the payment details.
1. Go to the Payments tab.
2. Click View payment next to any payment, regardless of the sub-tab you’re at.
3. In the payment details page, scroll down to the Transaction fees section. Here you can see a breakdown of all your fees for this payment.