Same-day ACH and instant ACH transfer eligibility requirements

  • Updated

Various factors determine eligibility for same-day ACH and instant payments. Each payment is different and is considered individually. 

Melio is always working to protect you from fraud. As a result, not every payment is eligible for fast delivery.

Eligibility requirements

The following requirements are general guidelines only. For example, as a Melio user, you may be eligible for a same-day ACH or instant payment when:

  • You’ve processed several successful ACH payments in the past
  • You don’t have any failed payments due to fraud or insufficient funds
  • No other risk indicators exist
  • Payment limits are not exceeded*

If your payment is eligible, the option to select same-day ACH or instant payment will be available when you schedule the payment’s debit date. Follow these steps to expedite your payment with same-day ACH transfer or instant payment.

*Payment limits vary based on transaction history

Was this article helpful?

0 out of 0 found this helpful

Have more questions? Submit a request