Melio Secure Payment lets you create virtual Cards to help manage budgets specific to projects and maintain visibility and control over spending with spending limits and expiration dates*.
American Express virtual Cards are digital Cards with a 15-digit number that's connected to your American Express U.S. Corporate or Business Cards.
American Express Card Members can earn the rewards** of their eligible American Express Card when they use on-demand virtual Cards for online business payments.
What are the benefits of Melio Secure Payment?
- Payment and Expense Management- Create project-specific on-demand virtual Cards to manage marketing, technology, advertising or social media subscriptions.
- Enhanced control and visibility- Establish specific controls for each on-demand virtual Card payment, including spending limits, expiration dates and allowed merchant categories.
- Security- Vendors receive a virtual Card number, not the actual Card or account number, for each transaction.
- Rewards- When you use Melio Secure Payment to make payments with your eligible American Express Card, you will earn the same rewards you currently earn with your existing Card.
- Improved Reconciliation- Reduce time spent on expense reports by viewing virtual Card transaction data within the Melio platform.
- Cash Flow Management- American Express Customers can pay suppliers using on-demand virtual Cards and take advantage of the American Express billing cycle to utilize cash on hand for their business until their Card payment is due.
How to start using American Express Virtual Cards?
- Enroll in Secure Payment by clicking Expenses in the left sidebar.
- Install the Secure Payment Chrome extension- recommended.
- Create a Virtual Card.
- Manage your virtual Cards and keep track of your expenses in your Melio account.
* To generate American Express virtual Cards through Melio Secure Payment, you must be an American Express Corporate or American Express Business Card Member. Eligible American Express Cards are subject to change. To make an American Express Card payment to a vendor through Melio Secure Payment, the vendor must be an American Express-accepting merchant. There is no fee to generate American Express virtual Cards. Certain features, upgrades, and additional payment methods may require separate activations and fees may apply. Melio Secure Payment is solely responsible for determining any and all fees associated with their product. Please contact your Melio Secure Payment representative to learn more.
** Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.